January 2019 Archives

Common issues encountered during a home purchase

Georgia residents who are about to close on a home purchase shouldn't feel comfortable until the transaction is official. This is because there are many issues that could arise before that happens. For instance, the bank might only agree to lend up to the home's appraised value. In some cases, this can be less than what the seller wants for the property. The bank may also refuse to pay for a home if there are problems with a mortgage application.

What to consider when talking with family about money

Georgia residents can likely benefit from sitting down with their families and discussing various estate plan topics. One of those topics may be related to how a parent intends to transfer his or her assets. However, broaching this topic may be difficult as many older Americans grew up in a time when discussing money was taboo. In fact, only 21 percent of parents polled by Ameriprise said that their children know how much they will receive.

Life insurance proceeds can cover final expenses

According to recent research, 42 percent of the baby boomer generation doesn't have any kind of estate plan in place, despite the fact that the youngest boomers turn 55 in 2019. Among those who do have plans in Georgia and across the country, many have not updated them for years. Baby boomers have more wealth, approximately $30 trillion, than any other generation in the history of the United States. Passing that wealth on to the right people when they die might require more planning than other generations have needed.

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Boling Rice LLC
207 Pirkle Ferry Road
Cumming, GA 30040

Phone: 770-887-3162
Fax: 770-844-6602
Fax: 770-889-8824
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